Take photos of damages

Here is my advice to a motorist who is involved in an accident. In all cases take photographs of the damages to both vehicles, using your mobile phone. Send the photos and the particulars of both drivers to your insurance company. Take this action, even if both parties agree not to make any claim, especially if the damage is quite minor. The photos will protect you against any inflated claims that may be lodged against you in the future.

Tan Kin Lian