Invest in the stock market

Hi, Mr Tan 
Thank you very much for educating the public on financial issue. I have read your blog and bought your book -practical guide on financial planning regarding investing in share market
Can you advise me should I invest in share market or keep my spare cash (100K) in the retirement account to earn 4% interest for the next 1o years?



REPLY

if you are still not sure about the stock market, it is better to keep your money in the CPF at earn 4%.

If the alternative is to leave in a bank to earn 0.5% p.a. it is better to take the risk and invest in shares, but for the long term. Some people are waiting for the market to correct down by 10% to 20% before they make the invstment.

Read Practical Guide on Financial Planning