How to read the benefit illustration (ILP)

Some consumers find it difficult to locate the relevant figures from the benefit illustration to compute the effect of deduction as a percentage of the accumulated premium (to compare against the benchmark of 20%) for 25 years.

This article shows how you can get the relevant figures from a Benefit Illustration to see if you are getting a fair yield on your life insurance policy. It applies to an investment-linked policy. (Note: A different format is used for a participating policy).

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