No choice but take bank loans

Letter from Leong Sze Hian

The HDB has done a remarkable job in reducing the number of HDB loans in arrears...
However, I would like to know the statistics for HDB bank loans as well,
as I understand that there are more than 100,000 outstanding HDB bank loans.
So, how many HDB bank loans are in arrears over three months
and how many flats have been foreclosed
since banks were allowed to do HDB loans on Jan 1, 2003?

http://www.todayonline.com/Voices/EDC100923-0000066/No-choice-but-take-bank-loans