Driving Without A Licence | Driving Without Insurance | BusinessAndLegal.ie

This offence will also lead to 5 penalty points for you and even if it is your first offence and the court uses it’s discretion not to impose a disqualification you will still get the 5 penalty points on your licence.

It is worth noting that once a Garda asks you for production of your insurance certificate and you fail to do so, the evidential burden of proof shifts to you to prove that you had insurance in place at the time of the alleged offence.
This is part of the road traffic offences series.

via businessandlegal.ie