Improve Your Credit Score

Did you know that you can save the world while naked? The Elephant Journal recently put out an article on things that you could do, while naked, to make the world a better place. We've been thinking about it, and technology makes it possible for your to do any number of things while naked. That includes making appropriate efforts to improve your credit score. Here are 5 ways you can improve your credit score, in the privacy of your own home, wearing nothing but your skin.

1. Check Your Credit Report

One of the best things you can do is to check your credit report. You are entitled to a free copy of your credit report when you write in. You can also pay a fee to get an almost instant report online -- and even check your credit score. Look over your credit report for errors. You can do this in the privacy of your home, without any clothes on. Then, if you find errors, you can have them fixed, improve your score.

2. Schedule Credit Payments Online

One of the ways you can improve your credit score is to make on-time payments. Unfortunately, the mail isn't as reliable as it used to be. Just look at the postal workers' strikes going on. What happens if your payment is lately. All you have to do to fix the problem is to head over to your computer -- in whatever state of undress suits you -- and schedule your payment electronically. It's always on time.
3. Automate Your Finances

You can be paying some of your bills without even thinking about it, thanks to the beauty of automation. You can automate your finances and not have to worry about whether or not the power bill will be paid on time. Even non-credit accounts can be reported to the credit bureaus if you miss enough payments, or are late. Set up the automatic payments at your computer, and soon you won't have to worry about late payments again. Automatic withdrawals for things like mortgage and car loans also provide a great way to ensure that you don't have to worry about forgetting to send the check.
4. Pay Down Some of Your Debt

Have a little extra money you can use toward debt reduction? Pay down some of your debt, and you could see a real improvement in your credit score. The best part? You don't even have to get dressed to pay down your debt. Just arrange an extra payment with the help of your computer. Just be careful not to close all of your credit accounts. It's a credit card myth that canceling a credit card will improve your score. You can do that while naked, too, but it won't help your credit score.